IDLC Finance PLC reported a strong second-quarter performance for 2025, with net profit rising by 46% year-on-year to Tk 578.9 million, driven by higher investment income and reduced provisioning for loans and investments.

The earnings data, disclosed in the company’s recently released financial statements, highlights a notable rebound for the country’s largest non-bank financial institution (NBFI).

Earnings per share (EPS) for the April–June quarter stood at Tk 1.33, up from Tk 0.91 in the same period of 2024. For the January–June period, consolidated EPS reached Tk 2.49, compared to Tk 1.72 in the first half of the previous year.

Net profit for the six-month period totalled Tk 1.08 billion, reflecting a year-on-year increase of Tk 335 million.

The earnings surge was attributed primarily to a Tk 1.20 billion increase in investment income and a Tk 3.2 crore decline in provisions.

However, core income components continued to face pressure. Net interest income dropped by Tk 578 million, while commission, exchange, and brokerage income fell by Tk 62 million. Other operating income also declined by Tk 48 million.

IDLC’s cost base widened during the period, with operating expenses rising by Tk 86 million and tax provisions increasing by Tk 131 million.