Jamuna Bank has reported a decline in its net profit for the April–June quarter of 2025, even as income from investments and core banking operations increased.

According to the bank’s consolidated financial statements, net profit fell by 8 percent year-on-year to Tk 1.32 billion in the second quarter.

Earnings per share (EPS) for the period stood at Tk 1.40, down from a restated Tk 1.53 during the same quarter in 2024.

Despite the profit contraction, the bank recorded notable growth in its investment income, attributed to a strategic reallocation towards government securities.

Interest income, as well as earnings from commission, exchange, and brokerage operations, also rose during the quarter compared to the previous year.

Net interest income increased 19 percent year-on-year, reaching Tk 129.68 crore, reflecting improved returns from lending and treasury operations.

Over the six months from January to June 2025, the consolidated net operating cash flow per share rose to Tk 47.31, up from a restated Tk 43.39 in the first half of 2024.

The bank cited higher investment returns, increased fees and commissions, and borrowings from other banks as the key contributors.

As of 30 June, the bank’s net asset value per share had improved from the end of 2024, supported by cumulative profit generation during the first half of the year.

Shareholding data from the Dhaka Stock Exchange shows that public investors held the majority stake at 51.48 percent, followed by sponsors and directors with 43.16 percent, while institutional and foreign investors held 5.36 percent.